Rating: 5 out of 5 stars (5 / 5)

Should you turn to for help?

When you need access to a large sum of money, it is natural to turn to a lender. However, the market today is flooded with companies offering personal loans. But what do you know about them? How reliable are they? And are you likely to have problems with them at a later date? is one of the leading loans websites in the market today. It has established its reputation over a number of years as an online lending platform that helps connect prospective borrowers with direct lenders from’s lenders network. offers three types of loans. Peer-to-peer loans are available if you prefer to borrow from an investor who has the wherewithal to provide large loans, instead of from a bank. A personal instalment is likely to range from $1000 to $20, 000 – however this is very regulated, based on the state you live in. A bank loan, on the other hand, ranges from $1000 to $35, 000. You must earn a monthly salary of $3000 at least to qualify for this type of loan.

The application process only begins when you fill out a short online request form. Other criteria include a requirement for an applicant to be above the age of 18 and be officially employed, of course. Additional requirements include an active bank account and a healthy credit score.

Although cannot be found on the BBB website, it does have a physical address that offers more credibility. And the company has had consistently good reviews from most of its borrowers.

However, when applying for a loan, do follow your instincts. Fill out their online loan form, or call their office, and wait for one of their consultants to contact you. Check out their terms and conditions to see if they suit you. Check out the company’s track record and any red flags that may come up. Assess the consultant’s professionalism and level of communication with you. If you are comfortable with all the different aspects of the Direct Lender, then you may be well on your way to get the loan you need.


At, the online application process is quick and convenient; the fixed rates are low; there are no hidden fees or teaser rates; and rates go from 6.73% to 35.36% APR.

Rating from 4.5 out of 5.